Claiming articles

Solving your claims questions and problems

It’s okay to have confusion about claiming. We’re here to explain our home insurance, what’s covered, what isn’t and when you should and shouldn’t claim.

Claims

Visit our Make a Claim page if you have an urgent home insurance claim.

Asbestos and insurance

Asbestos and insurance

We discuss asbestos removal and whether home insurance covers you.

Keep safe
Taking on a lodger

Taking on a lodger

Our guide explains what questions you must ask before taking on a lodger and if you're covered.

Happy lodging
Renting out your home

Renting out your home

All you need to know about renting your home and if it’s right for you.

Get informed
12 common Christmas claims

12 common Christmas claims

We've listed 12 of the most common types of accidents and incidents we deal with over the Christmas period.

Learn more
Calculating rebuild costs

Calculating rebuild costs

Explaining why we ask for your rebuild costs if you take out buildings insurance and what it means.

Work out costs
Things which invalidate your home insurance

Things which invalidate your home insurance

It's important to read your policy book and know what invalidates your insurance.

Don't get caught out
What's escape of water?

What's escape of water?

What escape of water means, how to spot it, what we can cover and how to claim for it.

What it is

Insurance explained

Airbnb host insurance

Airbnb host insurance

We discuss host insurance: what it is, how it works, if you need it.

Read our guide
Christmas and celebrations cover

Christmas and celebrations cover

Decide if you need extra cover for Christmas and any other celebrations you have planned.

Relax and unwind
Home insurance buying guide

Home insurance buying guide

Pick the right home insurance to suit you.

Get the right cover
Insurance for thatched houses

Insurance for thatched houses

Thatched homes are unique and sought-after, but you may need specific cover if you own one.

Get covered
Tenants insurance for students

Tenants insurance for students

Our guide ensures you have the right cover level before you move away to university.

Get uni-ready
Bicycle insurance guide

Bicycle insurance guide

Our jargon-free bike insurance guide answers your common questions.

Protect your wheels
What's accidental damage cover?

What's accidental damage cover?

See how accidental damage cover protects you against the unexpected.

How it works
Insurance for timber-framed buildings

Insurance for timber-framed buildings

Timber-framed buildings have their own risks, and you may need specific cover.

Find out more here
Family Legal Protection (FLP): how it works

Family Legal Protection (FLP): how it works

FLP covers you for legal costs and advice. It’s a good add-on option for all-round cover.

What it does
How freezer cover works

How freezer cover works

We discuss how our contents insurance can keep your freezer (and your food) nice and cool.

How it works
A guide to Boiler Emergency Cover

A guide to Boiler Emergency Cover

You can count on someone else to fix your boiler if it has a total failure.

Fix your boiler issues
Tree damage and insurance

Tree damage and insurance

What should you do if a neighbourhood tree is encroaching on your property? Read on to find out.

What to do
Personal possessions and leaving home

Personal possessions and leaving home

Explaining if your possessions are covered outside the home, including high-risk items.

Keep them covered
Unoccupied home insurance: how to protect your empty house

Unoccupied home insurance: how to protect your empty house

Keeping your house insured if it's left empty for a while.

Keep it secure
Insuring an underpinned house

Insuring an underpinned house

We'll ask if your house is underpinned when taking out a policy, but what does it mean?

We explain
Jewellery and engagement ring insurance

Jewellery and engagement ring insurance

Here, we explain how to protect your precious items from theft, damage and loss.

The cover you need
Insurance if you work from home

Insurance if you work from home

You need the right cover level if you run a business or work from home.

Are you covered?
How much contents insurance will I need?

How much contents insurance will I need?

Telling you what level of contents insurance you'll need to keep your home covered.

Get the right cover

Preventing and reacting to claims

Best home security gadgets

Best home security gadgets

We list our recommended home security alarms to deter burglars and other crime.

Protect your home
Flood RE, explained

Flood RE, explained

We explain how Flood RE allows us to provide more affordable insurance to at-risk flood areas.

How it works
Preventing common claims

Preventing common claims

We list three of the most common home insurance claims and how to prevent them.

Stay prepared
What to do after a house fire

What to do after a house fire

Learn how to prevent and recover from a catastrophic house fire with our step-by-step guide.

Learn how
Subsidence, explained

Subsidence, explained

Subsidence is an issue that can seriously damage your home, but it's often misunderstood.

How to spot it
Gas leaks: what to do and who to call

Gas leaks: what to do and who to call

Guidance on what to do if you have a gas leak - what to do, who to call and how to stay safe.

Keep safe
What to do if your house floods

What to do if your house floods

Here's how to make an insurance claim if flooding impacts your home.

The next steps
Oil central heating: a guide

Oil central heating: a guide

What oil central heating is, how it works, its risk and how it can impact your insurance.

Our guide

Policy books

We always recommend getting familiar with your policy book.

Need more?

Home Insurance

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